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MORTGAGES AND LENDING
For 85 years, Bally Savings Bank has been the area’s community bank for affordable housing mortgages. We have a unique tradition of competitive rates, prompt decisions, low closing cost and excellent personal service.
- Bally Savings Bank offers a variety of mortgage loan products.
- Customers may be pre-approved with no cost or obligation.
- We offer financing up to 95% with private mortgage insurance approval.
- We do not sell our loans; all our mortgage loans are held and serviced by us.
- Lending in Berks, Montgomery and Lehigh Counties
LENDING PRODUCTS AVAILABLE
- Purchase Money Mortgages at Fixed Rates up to 30 years ($20,000 minimum loan)
- For primary owner occupied homes, up to 95% of purchase price.
- For investment properties and tenant occupied dwellings up to four (4) units if we provide mortgage for your primary residence.
- Owner occupied homes with in home business.
- Singlewide and double wide manufactured homes on owner occupied ground (no leased ground).
- Home Equity Fixed Rate Loans up to 20 years ($10,000 minimum loan)
- Construction Mortgages
- With one closing prior to construction, automatically transfers to permanent financing.
- Modular home construction on basement on owner occupied land.
- Lot Loans/Land Purchases (maximum 15 year term)
- Refinancing of Mortgage Loans/Consolidation of Debt Loans
- Second Mortgages
Please contact the Bank at 610-845-3353 for current rates and further information or e-mail questions to info@ballysavingsbank.com
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