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MORTGAGES AND LENDING

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For Current Rates

• Bally Savings Bank offers a variety of mortgage loan products.
• Customers may be pre-approved with no cost or obligation.
• We offer financing up to 95% with private mortgage insurance approval.
• We do not sell our loans; all our mortgage loans are held and serviced by us.
• Lending in Berks, Montgomery and Lehigh Counties

LENDING PRODUCTS AVAILABLE

• Purchase Money Mortgages at Fixed Rates up to 30 years ($20,000 minimum loan)
  • For primary owner occupied homes, up to 95% of purchase price.
  • For investment properties and tenant occupied dwellings up to four (4) units if we provide mortgage for your primary residence.
  • Owner occupied homes with in home business.
  • Singlewide and double wide manufactured homes on owner occupied ground (no leased ground).
• Home Equity Fixed Rate Loans up to 20 years ($10,000 minimum loan)
• Home Equity Lines of Credit
  • The Annual Percentage Rate (APR) is based on the prime rate as published in the Wall Street Journal, Market Data Money Rates. Maximum APR 18%. The rate shown is effective as of date displayed on web page. Rate, terms and conditions subject to change at any time without notice.
  • Personal purpose, non-purchase request with maximum 80% loan to value, first or second lien. Residential, owner-occupied, single family real estate only. APR applies to new lines of credit only, no refinance of debt to Bally Savings Bank.
  • Minimum line amount of $10,000. Property insurance required. Offer not available for home currently for sale, not for swing loan purposes. 
• Construction Mortgages
  • With one closing prior to construction, automatically transfers to permanent financing.
  • Modular home construction on basement on owner occupied land.
• Lot Loans/Land Purchases (maximum 15 year term)
• Refinancing of Mortgage Loans/Consolidation of Debt Loans
• Second Mortgages

Please contact the Bank at 610-845-3353 for current rates and further information or e-mail questions to info@ballysavingsbank.com