| Welcome
Banking Services
Deposits
Loans & Mortgages
Privacy Notice
Personnel
Our Community
Contact Us
|
CURRENT LOAN RATES
Rates Effective: 10/8/2008
FIXED RATE RESIDENTIAL MORTAGES
| Loan Type |
Interest Rate |
Points |
APR* |
| 15 Year or Less |
5.500% |
3 | 5.972% |
| 15 Year or Less |
5.800% |
2 | 6.115% |
| 15 Year or Less |
6.050% |
1 | 6.208% |
| 15 Year or Less |
6.400% |
0 | 6.400% |
| 16 to 25 Year |
5.850% |
3 | 6.171% |
| 16 to 25 Year |
6.050% |
2 | 6.265% |
| 16 to 25 Year |
6.400% |
1 | 6.508% |
| 16 to 25 Year |
6.650% |
0 | 6.650% |
| 26 to 30 Year |
6.125% |
3 | 6.414% |
| 26 to 30 Year |
6.275% |
2 | 6.468% |
| 26 to 30 Year |
6.425% |
1 | 6.522% |
| 26 to 30 Year |
6.575% |
0 | 6.575% |
Residential mortgages require 20% equity or down payment. Lesser down payment to as low as 5% down requires Private Mortgage Insurance. *Annual Percentage Rate (APR) is based on a $100,000 loan amount with 20% down payment. These rates are subject to change without notice. Your actual rate will be based on a review of your creditworthiness. To confirm our current rate, please call 610-845-3353.
FIXED RATE LOT / LAND ONLY LOANS
| Loan Type |
Interest Rate |
Points |
APR* |
| Maximum 15 Year Fixed Rate |
6.250% |
3 | 6.733% |
| Maximum 15 Year Fixed Rate |
6.500% |
2 | 6.822% |
| Maximum 15 Year Fixed Rate |
6.750% |
1 | 6.911% |
| Maximum 15 Year Fixed Rate |
7.000% |
0 | 7.000% |
Lot Loans/Land Only Loans require 25% down payment or equity. Maximum term is 15 years. Your actual rate will be based on a review of your creditworthiness. This rate is subject to change without notice. To confirm our current rate, please call 610-845-3353.
FIXED RATE HOME EQUITY LOANS
| Loan Type |
Interest Rate |
APR* |
Monthly Payment per $1,000 |
| 5 to 7 Years |
6.150% |
6.150% |
$14.69 |
| 8 to 11 Years |
6.550% |
6.550% |
$10.65 |
| 12 to 16 Years |
6.875% |
6.875% |
$8.61 |
| 17 to 20 Years |
7.125% |
7.125% |
$7.83 |
Applicants must meet Bally Savings Bank credit criteria. Offer applies only to owner-occupied residential properties, up to 80% maximum loan-to-value for all liens against property. Property insurance required. Minimum loan amount is $10,000. Interest may be tax deductible (consult your tax advisor). Rates subject to change without notice. Your actual rate will be based on a review of your creditworthiness. Closing costs may apply. Not for swing loan purposes.
HOME EQUITY LINE OF CREDIT
The Annual Percentage Rate (APR) is based on the prime rate as published in the Wall Street Journal, Market Data Money Rates. Maximum APR 18%. The rate shown is effective as of date displayed on web page. Rate, terms and conditions subject to change at any time without notice. Personal purpose, non-purchase request with maximum 80% loan to value, first or second lien. Residential, owner-occupied, single family real estate only. APR applies to new lines of credit only, no refinance of debt to Bally Savings Bank. Minimum line amount of $10,000. Property insurance required. Offer not available for home currently for sale, not for swing loan purposes.¬Ý
|
